South Dakota Permit Test: Insurance & Collisions Practice Questions
Financial responsibility and what to do after a collision.
Question 1
What must you carry in the vehicle as evidence of financial responsibility?
Correct answer: An insurance policy or card with company, number and dates
Written evidence (insurance policy or ID card showing company, policy number and coverage dates) must be in the vehicle and shown to officers on request.
Source: Financial Responsibility
Question 2
What is the penalty for failing to maintain proof of financial responsibility in South Dakota?
Correct answer: Misdemeanor, 30-day to 1-year suspension, SR22 for 3 years
It is a Class 2 misdemeanor (up to 30 days jail, $100 fine or both), suspension of 30 days to one year, and SR22 filing for 3 years.
Source: Financial Responsibility
Question 3
How do most drivers prove future financial responsibility after a DWI or no-insurance conviction?
Correct answer: Their insurer files an SR22 form with Driver Licensing
Most motorists have their insurance company file an SR22 form directly with the Driver Licensing Program.
Source: Financial Responsibility
Question 4
A Certificate of Deposit used as financial responsibility must be in what amount?
Correct answer: $50,000
One allowed form is a Certificate of Deposit or securities of $50,000 deposited with the State Treasurer.
Source: Financial Responsibility
Question 5
After a DWI conviction, how long must you maintain SR22 insurance filing?
Correct answer: 3 years from eligibility
Upon conviction of DWI you must present an SR22 insurance filing and maintain it for 3 years from the eligibility date.
Source: Alcohol and the Law
Question 6
You are involved in a crash in which someone is injured. What must happen?
Correct answer: The police must be notified
If any person is injured or killed, the police must be notified, and you may not leave before police have the information they need.
Source: Crashes & Reporting the Accident
Question 7
You damage an unattended vehicle and cannot find the owner. What should you do?
Correct answer: Contact police and leave a note with your details
Contact the nearest law enforcement agency and leave a note with your name, address, phone, license and plate numbers, date/time and damage; wait for police.
Source: Crashes & Reporting the Accident
Question 8
At a crash scene, when should you move an injured person?
Correct answer: Only if they are in a burning car or similar danger
Do not move the injured unless they are in a burning vehicle or in immediate danger of being hit; moving can worsen injuries.
Source: Crashes & Reporting the Accident
Question 9
How should you treat severe bleeding at a crash scene?
Correct answer: Apply direct pressure on the wound
Apply pressure directly on the wound with your hand or a cloth; even severe bleeding can almost always be stopped or slowed this way.
Source: Crashes & Reporting the Accident
Question 10
What should you NOT give an injured person at a crash scene?
Correct answer: Anything to drink, even water
Do not give injured persons anything to drink, not even water; cover them to keep them warm and help prevent shock.
Source: Crashes & Reporting the Accident
Question 11
What information should drivers exchange after a crash in South Dakota?
Correct answer: Name, address, license number, vehicle and insurance
Exchange name, address, driver license number, vehicle information, and insurance company and policy number.
Source: Crashes & Reporting the Accident
Question 12
At a crash scene, why should you turn off the ignition of wrecked vehicles and not smoke?
Correct answer: Spilled fuel could start a fire
Turn off the ignition of wrecked vehicles and do not smoke nearby; spilled fuel makes fire a real danger.