New Mexico Permit Test: Insurance & Collisions Practice Questions

Correct answer: $25,000

The minimums are $25,000 per person, $50,000 for two or more persons, and $10,000 for property damage.

Source: Be In Shape to Drive – Accidents and the Financial Responsibility Law – Financial Responsibility Law

Correct answer: $50,000

The required minimum for injury or death of two or more persons in one accident is $50,000.

Source: Be In Shape to Drive – Accidents and the Financial Responsibility Law – Financial Responsibility Law

Correct answer: $10,000

New Mexico requires at least $10,000 for injury to or destruction of others' property in one accident.

Source: Be In Shape to Drive – Accidents and the Financial Responsibility Law – Financial Responsibility Law

Correct answer: In the vehicle at all times

Proof of liability insurance must be carried in the vehicle at all times.

Source: Be In Shape to Drive – Accidents and the Financial Responsibility Law – Financial Responsibility Law

Correct answer: Registration refused or suspended, plates taken, possible charges

Driving uninsured can lead to non-issuance or suspension of registration, surrender of plates and possible criminal penalties.

Source: Be In Shape to Drive – Accidents and the Financial Responsibility Law – Financial Responsibility Law

Correct answer: Everyone who operates a motor vehicle in New Mexico

Everyone operating a motor vehicle in New Mexico must have a liability insurance policy.

Source: Be In Shape to Drive – Accidents and the Financial Responsibility Law – Financial Responsibility Law

Correct answer: Stop

If you are involved in an accident you must stop; leaving without identifying yourself can cost you your license.

Source: Be In Shape to Drive – Accidents and the Financial Responsibility Law

Correct answer: Leave a visible note with your contact info, date, and time

Try to find the owner; if you cannot, leave a visible note with your contact information and the date and time of the accident.

Source: Be In Shape to Drive – Accidents and the Financial Responsibility Law – Report the Accident

Correct answer: Names, addresses, license numbers, vehicle and insurance details

Exchange names, addresses, license numbers, vehicle details (plate, make, model, year) and insurance company and policy number.

Source: Be In Shape to Drive – Accidents and the Financial Responsibility Law – Report the Accident

Correct answer: Fuel may have spilled and fire is a real danger

Spilled fuel creates a real fire risk, so turn off ignitions and do not smoke near wrecked vehicles.

Source: Be In Shape to Drive – Accidents and the Financial Responsibility Law – At the Accident Scene

Correct answer: Only if they're in a burning car or about to be hit

Moving an injured person can worsen injuries; move them only to escape fire or immediate danger from traffic.

Source: Be In Shape to Drive – Accidents and the Financial Responsibility Law – If Someone Is Injured

Correct answer: Apply direct pressure to the wound with a hand or cloth

Direct pressure can almost always stop or slow even severe bleeding; do not give injured people anything to drink.

Source: Be In Shape to Drive – Accidents and the Financial Responsibility Law – If Someone Is Injured

Correct answer: Cover them with a blanket or coat to keep them warm

Keeping an injured person warm with a blanket or coat helps prevent shock.

Source: Be In Shape to Drive – Accidents and the Financial Responsibility Law – If Someone Is Injured

Correct answer: Anyone who is not already walking and talking

First help anyone who is not walking and talking, checking breathing first and then bleeding.

Source: Be In Shape to Drive – Accidents and the Financial Responsibility Law – If Someone Is Injured

Correct answer: Keep moving and watch for people in or near the road

Do not stop unless you are involved or help has not arrived; stopping to look can block rescue vehicles.

Source: Be In Shape to Drive – Accidents and the Financial Responsibility Law