Minnesota Permit Test: Insurance & Collisions Practice Questions

Correct answer: Within 72 hours

Give your insurer's name and agent to the investigating officer; if you don't have it, provide it within 72 hours.

Source: Chapter 3: Traffic laws and vehicle operation – What to do in a traffic crash

Correct answer: No, it is not required

For a property-damage-only crash, you do not need to notify law enforcement; inform the owner if you damaged property other than a vehicle.

Source: Chapter 3: Traffic laws and vehicle operation – What to do in a traffic crash

Correct answer: Name, address, date of birth and vehicle registration number

Exchange your name, address, date of birth and registration number, and show your license to anyone who asks.

Source: Chapter 3: Traffic laws and vehicle operation – What to do in a traffic crash

Correct answer: Call for help and provide reasonable assistance

Call 911 or law enforcement as quickly as possible and give crash victims reasonable assistance.

Source: Chapter 3: Traffic laws and vehicle operation – What to do in a traffic crash

Correct answer: No-fault and liability insurance

Minnesota requires no-fault and liability insurance, and proof of insurance must be in the vehicle at all times.

Source: Chapter 3: Traffic laws and vehicle operation – Insurance

Correct answer: Revocation of your license and vehicle registration

Failing to provide proof of insurance can lead to revocation of your driver's license and vehicle registration.

Source: Chapter 3: Traffic laws and vehicle operation – Insurance

Correct answer: A $1,000 fine and up to 90 days in jail

Operating an uninsured vehicle can bring a fine up to $1,000 and up to 90 days in jail, plus loss of plates and registration.

Source: Chapter 3: Traffic laws and vehicle operation – Insurance

Correct answer: Pay a $30 reinstatement fee and pass a written test

You must pass a written test, pay a $30 reinstatement fee, apply for a new license and submit an insurance certificate.

Source: Chapter 3: Traffic laws and vehicle operation – Insurance