Maryland Permit Test: Insurance & Collisions Practice Questions

Correct answer: Personal injury and property damage liability from a Maryland-licensed insurer

All vehicles registered in Maryland must be insured by a company licensed in Maryland for personal injury and property damage liability in the amounts the law requires.

Source: Section 10: Other Important Information – E. Insurance Requirements

Correct answer: Up to $2,500 per vehicle each year

Driving without insurance is illegal, and failing to keep insurance can bring fines of up to $2,500 per vehicle each year.

Source: Section 10: Other Important Information – L. Pull-In Parking, Back-In Parking, and Three-Point Turn

Correct answer: You could be fined

If an officer asks for your insurance card, you must show it; refusing can lead to a fine.

Source: Section 10: Other Important Information – E. Insurance Requirements

Correct answer: Stay at the scene, call 911, and do not move the vehicles

With injuries, remain at the scene, call 911, report the number of people, the injuries, and the location, and do not move the vehicles.

Source: Section 8: Crashes and Traffic Stops – A. Crashes

Correct answer: Move it off the road as close as possible to where the crash happened

If no one is hurt and the vehicle can move, move it off the road near the crash site to stay safe and prevent backups, then exchange information.

Source: Section 8: Crashes and Traffic Stops – A. Crashes

Correct answer: Name, address, phone, plate, license number, vehicle make and model, and insurance

Exchange name, address, phone number, license plate and state, driver's license number, vehicle make and model, and insurance information.

Source: Section 8: Crashes and Traffic Stops – A. Crashes

Correct answer: A driver appears to be under the influence

Always call police when someone is hurt, a vehicle can't be moved, a driver seems impaired or unlicensed, a driver tries to leave without sharing information, or public property is damaged.

Source: Section 8: Crashes and Traffic Stops – A. Crashes

Correct answer: Yes, public property was damaged

Damage to public property is one of the situations in which you must always call the police.

Source: Section 8: Crashes and Traffic Stops – A. Crashes

Correct answer: Revocation and up to 5 years in prison and a $5,000 fine

Leaving the scene of a serious-injury crash brings license revocation and up to 5 years in prison and $5,000 in fines; if someone dies it is a felony with up to 10 years and $10,000.

Source: Section 8: Crashes and Traffic Stops – A. Crashes

Correct answer: 10 years

Leaving the scene of a fatal crash is a felony punishable by up to 10 years in prison and a fine of up to $10,000.

Source: Section 8: Crashes and Traffic Stops – A. Crashes

Correct answer: Leave a note with your contact information where they can easily find it

Stop near the crash without blocking traffic, try to find the owner, and if you can't, leave a note with your contact information where it can easily be found.

Source: Section 8: Crashes and Traffic Stops – A. Crashes

Correct answer: Call the police immediately

If you hit and injure a domestic animal, such as a dog, cat, horse, or cow, you must immediately call the police.

Source: Section 8: Crashes and Traffic Stops – A. Crashes

Correct answer: Call 911, give the location, and stay away from traffic

Call 911, give the location and report there are no injuries but you need police help; be patient and do not try to cross the road or stop traffic.

Source: Section 8: Crashes and Traffic Stops – A. Crashes

Correct answer: Their names, addresses, and phone numbers

Ask witnesses for their names, addresses, and phone numbers, and note the time, place, weather, road conditions, and damage.

Source: Section 8: Crashes and Traffic Stops – A. Crashes