Virginia Permit Test: Insurance & Collisions Practice Questions

Correct answer: Move them out of the road right away if you can do so safely

Stop at or near the scene. If the vehicles can be moved, no one is injured and you can do so safely, move them out of the road immediately.

Source: Section 3: Safe Driving – Traffic Crashes

Correct answer: Only with medical training or if there is immediate danger, such as fire

Give what help you can, but don't move an injured person unless you have medical training or there is an immediate danger such as fire.

Source: Section 3: Safe Driving – Traffic Crashes

Correct answer: Name, address, driver's license number and plate number

Exchange information: other drivers' names, addresses and license numbers, plate numbers, injured persons' and witnesses' names and addresses, and owners' insurance policy numbers.

Source: Section 3: Safe Driving – Traffic Crashes

Correct answer: $3,000

Officers must forward a written crash report to DMV for crashes with injury or death or total property damage over $3,000; the crash goes on each driver's DMV record.

Source: Section 3: Safe Driving – Traffic Crashes

Correct answer: Leave a note with your contact information and report it to police within 24 hours

Make a reasonable effort to find the owner. If you can't, leave an easily found note with your name, phone, date and time and the damage, and report the crash to police within 24 hours.

Source: Section 3: Safe Driving – Traffic Crashes

Correct answer: Keep your vehicle between you and moving traffic

Be careful exiting your vehicle after a crash; if possible, keep your vehicle between you and moving traffic.

Source: Section 3: Safe Driving – Traffic Crashes

Correct answer: Immediately

After exchanging information at the scene, notify your insurance company immediately.

Source: Section 3: Safe Driving – Traffic Crashes

Correct answer: Report it to law enforcement

If you hit a deer or other large animal, report it to law enforcement.

Source: Section 3: Safe Driving – Deer/Large Animal Hazards

Correct answer: $30,000 / $60,000 / $20,000

Minimum coverage is $30,000 for injury or death of one person, $60,000 for two or more people, and $20,000 for property damage. Older policies used $25,000 / $50,000 / $20,000.

Source: Section 7: Other Important Information – Insurance Requirements

Correct answer: Lets you register and drive for a year, but provides no insurance

The $500 fee does not provide any insurance coverage; it only lets you register and operate the vehicle in Virginia for one year.

Source: Section 7: Other Important Information – Insurance Requirements

Correct answer: pay a $600 noncompliance fee (or get a payment plan) and file proof of insurance for three years

DMV suspends your privilege until you pay a $600 noncompliance fee or get an approved payment plan, and have your insurer file a certificate of coverage for three years.

Source: Section 7: Other Important Information – Insurance Requirements

Correct answer: Return the license plates to DMV and cancel the registration

Keep a Virginia-registered vehicle insured for the whole registration period, even if it isn't driven. Return the plates and cancel the registration before canceling insurance.

Source: Section 7: Other Important Information – Insurance Requirements

Correct answer: When your coverage lapses and you don't return your plates

DMV suspends your privilege if you don't submit requested insurance information, or if your coverage has a break and you don't return your plates.

Source: Section 5: Penalties – Insurance Monitoring Program