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Vermont Permit Test: Insurance & Collisions Practice Questions
Financial responsibility and what to do after a collision.
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Every Vermont topic, mock exams and your progress, right here or in the app.
Question 1
What minimum liability coverage does Vermont require for death or injury of one person?
$25,000
$10,000
$50,000
$100,000
Correct answer: $25,000
Minimum coverage is $25,000 for one person, $50,000 for two or more, and $10,000 for property damage.
Source: Chapter 9 – Vehicle Ownership & Insurance
Question 2
What minimum property damage liability does Vermont require?
$5,000
$25,000
$50,000
$10,000
Correct answer: $10,000
Vermont requires at least $10,000 of property damage liability coverage.
Source: Chapter 9 – Vehicle Ownership & Insurance
Question 3
You are insured but cannot show your insurance card when stopped. How long do you have to show it?
24 hours
30 days
15 days
60 days
Correct answer: 15 days
If you have insurance but cannot show the card, you have 15 days to show proof that you were insured at the time.
Source: Chapter 9 – Vehicle Ownership & Insurance
Question 4
What happens if you are stopped and have no insurance in Vermont?
A warning only
A fine and two points
Five points and no fine
Vehicle seized forever
Correct answer: A fine and two points
Driving without insurance brings a ticket, a fine and two points on your driving record.
Source: Chapter 9 – Vehicle Ownership & Insurance
Question 5
If you drive uninsured and are in a crash, how long must you prove insurance to the Commissioner?
6 months
1 year
A full 3 years
10 years
Correct answer: A full 3 years
Your license is taken until you get insurance, and you must prove insurance to the Commissioner for a full 3 years.
Source: Chapter 9 – Vehicle Ownership & Insurance
Question 6
When must you file a written crash report with the Vermont DMV?
Within 30 days for any crash, however minor it is
Only if the police did not come to the crash scene
Only for crashes that happen on the interstate system
Within 72 hours if anyone is hurt or damage is over $3,000
Correct answer: Within 72 hours if anyone is hurt or damage is over $3,000
If anyone is injured or damage is over $3,000, you must make a written report to the DMV within 72 hours.
Source: Chapter 7 – Crashes & Crash Reports
Question 7
After a crash, what should you do with an injured person?
Move them into your car to keep them warm
Leave them where they are and call 911
Give them a drink of alcohol for the pain
Sit them up quickly so they can breathe
Correct answer: Leave them where they are and call 911
If someone is injured, call 911 and leave the person where they are; keep them warm and calm.
Source: Chapter 7 – Crashes & Crash Reports
Question 8
If possible after a crash, where should the vehicles be moved?
Into the grassy median between the roadways
Left exactly where they came to rest
Driven to the nearest gas station or parking lot
Out of the traveled lanes onto the shoulder
Correct answer: Out of the traveled lanes onto the shoulder
If possible, move the involved vehicles out of the traveled lanes and onto the shoulder to prevent further crashes.
Source: Chapter 7 – Crashes & Crash Reports
Question 9
You hit a parked car and cannot find the owner. What must you do?
Drive away, since the car was legally parked
Wait about one hour for the owner, then leave
Leave your name, address and phone on the car
Only tell your insurer about it later that day
Correct answer: Leave your name, address and phone on the car
If you hit a parked vehicle and cannot find the owner, write your name, address and phone number and leave it in or on the vehicle.
Source: Chapter 7 – Crashes & Crash Reports
Question 10
A Vermont driver has a crash in another state. Where must it be reported?
Only in Vermont, your home state
In both states, always, within 24 hours
In the state where it happened
Nowhere, if police wrote a report
Correct answer: In the state where it happened
If a Vermont driver has a crash in another state, it must be reported in the state where the crash happened.
Source: Chapter 7 – Crashes & Crash Reports
Question 11
Who has the right to see your license, registration and insurance after a crash?
Only the police
Only your insurer
No one
The other driver
Correct answer: The other driver
If you have a crash with another vehicle, the other driver has the right to see your license, registration and insurance.
Source: Chapter 7 – Crashes & Crash Reports
Question 12
After moving to Vermont, how soon must you register your vehicle?
Within 10 days
Within 30 days
Within 60 days
Within one year
Correct answer: Within 60 days
If moving to Vermont from another state, you must register your vehicle within 60 days.
Source: Chapter 9 – Vehicle Ownership & Insurance
Question 13
What is Vermont’s purchase and use tax rate on a non-leased vehicle?
6%
3%
8%
10%
Correct answer: 6%
The purchase and use tax is 6% of the price paid or current fair market value, whichever is greater.
Source: Chapter 9 – Vehicle Ownership & Insurance
All Vermont practice
Other topics
Signals & Pavement Markings
Right-of-Way
Speed Limits
Turning
Lanes & Passing
Parking
Alcohol & Drugs
Safe Driving
Emergencies
Sharing the Road
Licensing
Teen & Provisional Drivers
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