Texas Permit Test: Insurance & Collisions Practice Questions

Correct answer: $30,000

Texas minimum liability insurance is $30,000 per person, $60,000 for two or more people, and $25,000 for property damage.

Source: Chapter 3: Safety Responsibility – The Liability Insurance Law

Correct answer: $25,000

The required minimum for property damage is $25,000.

Source: Chapter 3: Safety Responsibility – The Liability Insurance Law

Correct answer: $60,000

Texas requires at least $60,000 of coverage for injury or death of two or more people.

Source: Chapter 3: Safety Responsibility – The Liability Insurance Law

Correct answer: A phone image showing the required insurance information

An image on a wireless device showing the information from a standard insurance form is accepted as evidence of financial responsibility.

Source: Chapter 3: Safety Responsibility – Evidence of Financial Responsibility

Correct answer: $175 to $350

A first conviction carries a fine of $175 to $350; later convictions bring $350 to $1,000, suspension, and possible impoundment.

Source: Chapter 3: Safety Responsibility – Table 13: Penalties for Driving Without Evidence of Financial Responsibility

Correct answer: 180 days

On a second or later conviction, the court may impound the owner's vehicle for 180 days, and proof of insurance is required for its release.

Source: Chapter 3: Safety Responsibility – Table 13: Penalties for Driving Without Evidence of Financial Responsibility

Correct answer: 60 days

Your license, registration, or driving privilege may be suspended if a crash judgment is not satisfied within 60 days.

Source: Chapter 3: Safety Responsibility – Failure to Provide Evidence of Financial Responsibility

Correct answer: The 10th day after the crash

A required written crash report on the TxDOT form must be filed no later than the 10th day after the crash.

Source: Chapter 11: Motor Vehicle Crashes

Correct answer: Stop; find the owner or leave a secure note with your name, address, and what happened

Stop immediately and either locate the owner or leave a securely attached, visible note with your name, address, and the circumstances.

Source: Chapter 11: Motor Vehicle Crashes – Crash Involving an Unattended Vehicle

Correct answer: Stop, exchange information, and reasonably assist the injured, such as arranging medical transport

You must stop, provide your information, show your license if asked, and give injured people reasonable assistance, including arranging medical transport when needed.

Source: Chapter 11: Motor Vehicle Crashes – Crash Resulting in Injury to, or Death of a person

Correct answer: Move the vehicles as soon as possible to a safe place such as the frontage road

If no one is hurt and the cars can be driven normally and safely, move them as soon as possible to a crash investigation site, frontage road, nearby cross street, or other safe place.

Source: Chapter 11: Motor Vehicle Crashes – Crash Resulting in Damage to a Vehicle

Correct answer: You suspect the other driver is intoxicated

Notify police as soon as possible if anyone is injured or killed, vehicles can't be moved, a driver leaves the scene, or you suspect a driver is intoxicated.

Source: Chapter 11: Motor Vehicle Crashes

Correct answer: Uninsured motorist coverage pays hit-and-run damage only if it is reported

The Texas Department of Insurance advises that uninsured motorist coverage pays for hit-and-run damages reported to a law enforcement agency.

Source: Chapter 11: Motor Vehicle Crashes – Hit-and-Run Crashes

Correct answer: A second-degree felony

Failing to stop after a crash resulting in death is a second-degree felony punishable by up to $10,000 and 2 to 20 years in prison.

Source: Chapter 11: Motor Vehicle Crashes – Table 33: Penalties for Failure to Stop

Correct answer: Speeding, failing to yield or stop, and drunk driving

Most Texas crashes come from speeding, failing to yield or stop properly, and driving under the influence of alcohol.

Source: Chapter 11: Motor Vehicle Crashes