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Rhode Island Permit Test: Insurance & Collisions Practice Questions
Financial responsibility and what to do after a collision.
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Question 1
Must all RI drivers carry liability insurance?
No
Only new drivers
Yes
Only commercial drivers
Correct answer: Yes
All persons driving on the state’s public roads must carry motor vehicle liability insurance.
Source: IX. Laws You Must Know
Question 2
A RI collision requires a police report if property damage exceeds:
$100
$500
$1,000
$5,000
Correct answer: $1,000
A police report is required if someone is injured, damage is over $1,000, you hit an unattended vehicle, or a domestic animal.
Source: XI. In Case of a Collision
Question 3
You hit a parked, unattended car in RI. What must you do?
Drive away, since nobody saw it happen and no one was hurt
Wait about 5 minutes for the owner, then leave with no note
Call only your own insurance company later that same day
Leave your name and address securely and report to police
Correct answer: Leave your name and address securely and report to police
Leave your name and address in writing securely attached and report the collision to police immediately.
Source: XI. In Case of a Collision
Question 4
Hitting a domesticated animal in RI requires what?
Nothing
Only a call to a vet
A police report
Only a note
Correct answer: A police report
A police report is required if you hit a domesticated animal.
Source: XI. In Case of a Collision
Question 5
In a minor RI collision, what should you do with your vehicle if possible?
Move it to the side and notify police
Leave it right where it stopped until police arrive
Drive home and report it to police the next day
Wait in the lane for a tow truck to clear it
Correct answer: Move it to the side and notify police
In a minor collision, if possible, drive your vehicle to the side of the road and notify the police.
Source: XI. In Case of a Collision
Question 6
Leaving the scene of a RI crash with personal injury without stopping is a:
Warning
Parking ticket
Felony
Civil fine only
Correct answer: Felony
Duty to stop in collisions resulting in personal injury or death — felony.
Source: XI. In Case of a Collision
Question 7
Which information should you record after a collision?
Their favorite driving route and where they were headed
The make and model of their phone and its wallpaper
Other driver’s insurance carrier and policy number
Their employer’s address and their job title
Correct answer: Other driver’s insurance carrier and policy number
Record the other driver’s name, address, license, insurance carrier and policy number, and registration.
Source: XI. In Case of a Collision
Question 8
Which is listed as a common cause of collisions in RI?
Driving the speed limit
Using turn signals
Tailgating
Checking mirrors
Correct answer: Tailgating
Common causes include speeding, impaired driving, distraction, tailgating and failing to yield.
Source: XI. In Case of a Collision
Question 9
Who should you report all collisions to in RI?
Only your family, so they know you are safe
Only the DMV, by mail within 30 days
The nearest state or local police
No one, if the damage looks minor to you
Correct answer: The nearest state or local police
Report all collisions to the nearest state or local police immediately.
Source: XI. In Case of a Collision
All Rhode Island practice
Other topics
Signals & Pavement Markings
Right-of-Way
Speed Limits
Turning
Lanes & Passing
Parking
Alcohol & Drugs
Safe Driving
Emergencies
Sharing the Road
Licensing
Teen & Provisional Drivers
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