North Dakota Permit Test: Insurance & Collisions Practice Questions
Financial responsibility and what to do after a collision.
Question 1
A crash causes combined damage of how much or more, which must be reported immediately to police?
Correct answer: $4,000
Crashes with combined damage of $4,000 or more, or any injury or death, must be reported immediately.
Source: Crash Reports
Question 2
You have a reportable crash outside city limits. Whom do you notify?
Correct answer: The Highway Patrol or the county sheriff
Outside city limits, report the crash immediately to the Highway Patrol or County Sheriff's Office; inside a city, to local police.
Source: Crash Reports
Question 3
What information must drivers exchange after any crash with injury or damage?
Correct answer: Name, address, insurer and policy number
In all crashes involving injury or damage, drivers must exchange name, address, insurance company and policy number.
Source: Crash Reports
Question 4
You hit an unattended vehicle and cannot find the owner. What must you do?
Correct answer: Leave a visible note with your name, address and insurer
Try to locate the owner; if you cannot, leave a note in a conspicuous place listing your name, address and insurance company.
Source: Crash Reports
Question 5
What is the fine for a first offense of driving an uninsured vehicle in North Dakota?
Correct answer: $150
The fine is $150 for a first violation and $300 for a second within three years, and may include license suspension.
Source: Liability Insurance
Question 6
After a conviction for no liability insurance, for how long must you show proof of insurance to the Division?
Correct answer: One year
A person convicted of "No Liability Insurance" must provide proof of liability insurance to the division for one year.
Source: Liability Insurance
Question 7
What must you give a law enforcement officer about insurance on request?
Correct answer: The insurer's name and the policy number
The name of the insurance carrier and the policy number must be furnished to a law enforcement officer upon request.
Source: Liability Insurance
Question 8
After refusing a chemical test or a DUI conviction, what insurance proof is required?
Correct answer: Proof of financial responsibility (SR-22)
Refusing an AC test or a DUI conviction requires proof of financial responsibility (SR 22 insurance coverage).
Source: Drinking, Drugs, and Driving
Question 9
If the driver cannot report a crash and is not the owner, the owner must give notice within:
Correct answer: Five days after learning of it
When the driver is physically unable and is not the owner, the owner must give notice and insurance information within five days of learning of the crash.