Montana Permit Test: Insurance & Collisions Practice Questions

Correct answer: $25,000 / $50,000 / $10,000

Owners must carry at least $25,000 for injury or death of one person, $50,000 for two persons, and $10,000 for property damage.

Source: Chapter 4: Driving Rules – Motor Vehicle Insurance

Correct answer: $250 to $500

A first offense is a misdemeanor: $250–$500 and/or up to 10 days in jail, plus 5 points on your record.

Source: Chapter 4: Driving Rules – Motor Vehicle Insurance

Correct answer: 5

Driving without liability insurance adds 5 points to your driving record.

Source: Chapter 4: Driving Rules – Motor Vehicle Insurance

Correct answer: Motorcycles

Liability insurance is mandatory except for motorcycles, and proof must be carried in the vehicle.

Source: Chapter 4: Driving Rules – Motor Vehicle Insurance

Correct answer: No, keep moving

Don't stop unless you're involved or help hasn't arrived; never drive to a crash scene just to look—you may block rescuers.

Source: Chapter 7: Emergencies, Crashes, & Enforcement Stops – Accidents

Correct answer: Any injury, death, or $500+ damage

Report immediately if anyone is hurt or killed or damage is $500 or more; report to the Highway Patrol for injury, death or $1,000+ to one person's property, within 10 days.

Source: Chapter 7: Emergencies, Crashes, & Enforcement Stops – Accidents

Correct answer: 10 days

You must file the accident report within 10 days; if you are injured, someone can file it for you.

Source: Chapter 7: Emergencies, Crashes, & Enforcement Stops – Accidents

Correct answer: Turn them off

Turn off the ignition of wrecked vehicles and don't smoke around them; spilled fuel could catch fire.

Source: Chapter 7: Emergencies, Crashes, & Enforcement Stops – Accidents

Correct answer: Anyone not responding

First help anyone who is not walking and talking; check breathing, then bleeding. Don't give them anything to drink.

Source: Chapter 7: Emergencies, Crashes, & Enforcement Stops – Accidents