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Georgia Permit Test: Insurance & Collisions Practice Questions
Financial responsibility and what to do after a collision.
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Question 1
When must you notify law enforcement after a crash in Georgia?
Only when one of the drivers has no insurance card to show
If anyone is hurt or killed, or property damage exceeds $500
Never; drivers simply exchange information and leave
Only if someone is killed or the property damage exceeds $5,000
Correct answer: If anyone is hurt or killed, or property damage exceeds $500
Notify the nearest law enforcement agency immediately if anyone is injured or killed, or if property damage exceeds $500.
Source: Section 11: Crashes
Question 2
On a multilane highway, after a crash with no serious injury and drivable cars, what must drivers do?
Drive home
Move the vehicles to a safe place like the shoulder
Wait in the lane for police
Leave them where they stopped so police can measure the scene
Correct answer: Move the vehicles to a safe place like the shoulder
If no serious injury or death and the cars can be driven, drivers must move them to the shoulder, median or other safe refuge.
Source: Section 11: Crashes
Question 3
Does moving your car off the road after a minor crash make you at fault?
No
Yes
Only on interstates
Only if police weren't called
Correct answer: No
Drivers who move vehicles aren't considered at fault for doing so, and it doesn't affect filing a report.
Source: Section 11: Crashes
Question 4
You damage an unattended vehicle in Georgia. What must you do?
Locate the owner or leave your name, address and vehicle owner's name where they'll find it
Call only your own insurance company within 30 days of the crash
Wait one hour at the scene; if no one comes, you may leave without a note
Nothing, since no one was in the vehicle and no one was hurt
Correct answer: Locate the owner or leave your name, address and vehicle owner's name where they'll find it
Either locate the owner or leave your name, address and the name of your vehicle's owner in a conspicuous place.
Source: Section 11: Crashes
Question 5
What does Georgia's Good Samaritan Law do?
Protects people from civil damages for giving emergency care
Gives free insurance to drivers who report a crash right away
Requires every driver to stop and give first aid at all crashes
Pays the medical bills of anyone hurt in a crash on a state road
Correct answer: Protects people from civil damages for giving emergency care
It holds any person harmless for civil damages from acts or omissions in rendering emergency care.
Source: Section 11: Crashes
Question 6
Helping an injured person at a crash, what should you avoid?
Moving or lifting them unless absolutely necessary
Sending for help
Keeping them warm
Applying firm, steady pressure to a wound that is bleeding
Correct answer: Moving or lifting them unless absolutely necessary
Don't move or lift the victim unless absolutely necessary; stop bleeding with pressure and keep them warm.
Source: Section 11: Crashes
Question 7
If you were insured at the time of a crash and face a Safety Responsibility suspension, how can you avoid it?
Have your insurer file Form SR-21
Pay a reinstatement fee of $50 at a DDS center
Take a new road test
Do nothing
Correct answer: Have your insurer file Form SR-21
You may avoid suspension by having your insurer file an SR-21, filing a signed release, or posting security.
Source: Section 10: Losing Your Driving Privileges
Question 8
Driving without insurance in Georgia leads to what?
A warning
Two points
A mandatory suspension upon conviction
Two points, which are removed if you buy insurance later
Correct answer: A mandatory suspension upon conviction
DDS is required to suspend privileges upon conviction for driving without insurance; limited permits aren't available for it.
Source: Section 10: Losing Your Driving Privileges
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