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Colorado Permit Test: Insurance & Collisions Practice Questions
Financial responsibility and what to do after a collision.
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Question 1
After a crash in Colorado, what must you provide to law enforcement?
Your vehicle title
A written statement from a witness and two photos
Your Social Security card
Proof of insurance, at the scene or at the police station
Correct answer: Proof of insurance, at the scene or at the police station
If involved in a crash, you must provide proof of insurance to law enforcement at the scene or at the police station.
Source: Crash Tips
Question 2
If the driver is physically unable to report an injury crash, who must report it?
The vehicle owner only
A passenger in the vehicle
The driver's insurance company, within 30 days
No one
Correct answer: A passenger in the vehicle
A passenger in a crash where the driver is physically incapable of reporting is required to report it.
Source: Crash Tips
Question 3
During Accident Alert Status, with no injuries, alcohol or drugs and drivable vehicles, what must you do?
File with the DMV within 10 days
Exchange information and file a report with law enforcement within 24 hours
Nothing more
Wait at the scene for an officer, however long it takes
Correct answer: Exchange information and file a report with law enforcement within 24 hours
Exchange name, address, phone, registration and insurance information, then file an accident report with law enforcement within 24 hours.
Source: Crash Tips
Question 4
You hit a parked car and cannot find the owner. What should you do in Colorado?
Call your insurer only
Leave if the damage is small
Call law enforcement and leave a note where the owner will find it
Wait up to an hour, then leave without a note
Correct answer: Call law enforcement and leave a note where the owner will find it
If you cannot find the owner, call law enforcement and leave a note where the owner can find it.
Source: Crash Tips
Question 5
Under Colorado's Move It Law, when must drivers in a minor crash on a divided highway move their vehicles off the road?
Only at night
Only after police arrive and take photos
Never; vehicles must stay where they stopped
When the vehicles are drivable, no one is hurt, and no alcohol or drugs are involved
Correct answer: When the vehicles are drivable, no one is hurt, and no alcohol or drugs are involved
Move vehicles off the highway when drivable, no drugs or alcohol are involved and there are no injuries; you won't be penalized for it.
Source: Crash Tips
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