Arizona Permit Test: Insurance & Collisions Practice Questions

Correct answer: $25,000 / $50,000 bodily injury; $15,000 property

Minimum financial responsibility is $25,000 bodily injury for one person, $50,000 for two or more people, and $15,000 property damage.

Source: Arizona's Driver License – Vehicle Insurance

Correct answer: Whenever you drive the vehicle

Proof of current insurance must be in the vehicle whenever it is operated; officers will ask for it at traffic stops and crashes.

Source: Arizona's Driver License – Vehicle Insurance

Correct answer: Your registration or license may be suspended

Insurers report cancellations to MVD; failing to maintain proper insurance with the correct VIN can lead to suspension of your registration and/or license.

Source: Arizona's Driver License – Vehicle Insurance

Correct answer: 3 months

A first violation brings a 3-month suspension; a second within 36 months, 6 months; a third within 36 months, 1 year.

Source: Section 5: Actively Avoiding Crashes – Driving on a Suspended or Revoked License

Correct answer: 1 year

A third or later violation within 36 months results in a 1-year suspension.

Source: Section 5: Actively Avoiding Crashes – Driving on a Suspended or Revoked License

Correct answer: License number, name, address, insurer and plates

Drivers in a crash must stay at the scene, help the injured, and exchange license numbers, names and addresses, insurance details, witness information and plate numbers.

Source: Section 6: Handling Emergencies – Reporting Crashes

Correct answer: Immediately call the police

When a crash causes injury, you are required to call the police immediately, in addition to staying and helping.

Source: Section 6: Handling Emergencies – Reporting Crashes

Correct answer: Move operable vehicles out of the travel lanes

State law requires drivers in a minor, non-injury crash to move operable vehicles off the roadway, for example to the shoulder or median, when it is safe.

Source: Section 6: Handling Emergencies – Quick Clearance

Correct answer: No, not for moving it alone

A person who moves a vehicle off the main traveled roadway before police arrive is not held liable or at fault based solely on having moved it.

Source: Section 6: Handling Emergencies – Assisting at the Scene of a Crash

Correct answer: 1-year suspension

Failure to stop is punished by a 1-year suspension for damage only, 3-year revocation for injury, 5 years for serious injury and 10 years for a death.

Source: Section 6: Handling Emergencies – Failure to Stop at a Crash

Correct answer: 10 years, not counting time incarcerated

Failing to stop at a fatal crash brings a 10-year revocation, not including any time spent incarcerated.

Source: Section 6: Handling Emergencies – Failure to Stop at a Crash

Correct answer: Pull off, turn on hazard flashers and call 911

Pull off the road with flashers on, turn off the ignitions of the crashed vehicles, call 911, stay out of traffic lanes and ask others to warn approaching traffic.

Source: Section 6: Handling Emergencies – Assisting at the Scene of a Crash

Correct answer: Traffic Survival School or a possible suspension

Points are assessed for each moving violation; 8 or more in 12 months requires Traffic Survival School or may lead to suspension.

Source: Section 5: Actively Avoiding Crashes – Suspension and Traffic School

Correct answer: 3

Speeding is a 3-point violation; most other moving violations are 2 points.

Source: Section 5: Actively Avoiding Crashes – Suspension and Traffic School

Correct answer: 6

Leaving the scene of a crash is a 6-point violation.

Source: Section 5: Actively Avoiding Crashes – Suspension and Traffic School